Know exactly where your
money goes. In 60 seconds.
Upload your bank statement and get an AI-powered budget that reveals every subscription, recurring expense, and spending pattern — without hours of manual spreadsheet work.
How it works
Three steps to financial clarity
Upload your file
Export transactions from your bank as CSV or QIF. Most banks make this easy.
AI analyzes it
Our AI identifies recurring expenses, subscriptions, income, and spending patterns.
Get your budget
Review online instantly, then download an Excel spreadsheet that's yours to keep.
What people are saying
"The AI caught subscriptions I completely forgot about. Turns out I was paying for three streaming services I never use. Already saved more than the $5 it cost!"
David K.
Software Engineer
"Not 100% perfect (I had to adjust a few categories) but it still saved me hours compared to building a budget from scratch. Got me 90% of the way there in under a minute."
Rachel H.
Freelance Designer
"I tried multiple budgeting apps but they all wanted monthly subscriptions. BankToBudget gave me exactly what I needed for a one-time $5 payment. The spreadsheet is mine to keep forever."
Michael R.
Teacher
Your data is safe
We take your privacy seriously. Your financial data is processed securely and never stored.
Deleted after use
Your bank file is processed and immediately deleted. We never store raw transaction data.
Encrypted processing
All data is transmitted and processed over secure, encrypted connections.
No bank access
We never connect to your bank. You export the file yourself and control what you share.
- Try free before paying
- Keep your budget forever
- Downloadable Excel spreadsheet
- No subscription, ever
- Full refund if not satisfied
Questions & answers
Ready to see where your money goes?
Upload your bank statement and get clarity in 60 seconds. No commitment required.
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